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Ask a Pro

What are the current rates?

Is this a good time to refinance?

How can I qualify for an investment property?

Whare are the requirements for self-employed?

Are there loans for no money down?

There are currently two types of government-sponsored loans that allow you to buy a home without a down payment: VA loans & USDA loans. Each loan has a very specific set of criteria you need to meet in order to qualify for a zero-down mortgage.

What are my options if I haven't filed my taxes?

What is PMI? Do I need it?

PMI is Private Mortgage Insurance. It is a type of mortgage insuranace you might be required to pay for if you have a conventional loan. PMI is arranged by the lender and provided by private insurance companies. PMI is usually required when you have a conventional loan and make a down payment of less than 20% of the home's purchase price. If you're refinancing with a conventional loan and your equity is less than 20% of the value of your home, PMI is also usually required. PMI can be bought out or built into your loan to avoid it all together. Contact us to find out how. 

-Get in touch with us today and let us address your specific funding needs.